Insurance

  • Dr. McDowell provides treatment options that take into consideration your specific dental health, cosmetic preferences, as well as your financial situation. Our goal will then be to maximize your insurance coverage for the specific option chosen by you.

  • As long as your insurance allows you to see the dentist of your choice (often noted in your plan as an "out of network" option), we will submit your claim to the insurance company for you.
     
  • If you have dental insurance, please bring your insurance card with your “Group Number,” insurance address and telephone number and any other information you have about your plan to your first appointment (employee insurance handbook).
     
  • There are many different insurance plans, and although we will assist you in understanding how your plan works, ultimately you are responsible for all treatment rendered.
     
  • Dental insurance is only an aid to cover treatment and in most situations does not completely cover the cost of treatment.
     
  • Too often third party insurance companies try to dictate treatment based on limited knowledge of your dental needs, and this usually leads to lower quality of care.
      
  • Dr. McDowell is NOT a Delta Dental provider, however we can still treat you at our office as an "out-of-network" provider. Wee will also provide the service of submitting all insurance claims and information to Deltaon your behalf. Delta Dental is unique in it's reimbursement of dental benefits in that they will send a check directly to the subscriver, and not our office. Thus, Delta Dental patients will be required to pay for their treatment in full to us, we will submit all the paperwork and a check from Delta will be sent to you 7-10 days from the date of service.



    We are a dental provider in Marin County of California. Our service area includes San Rafael, San Anselmo, Fairfax, Greenbrae, Larkspur, Novato, Ross, and Kentfield CA.